With more than 40 countries currencies supported, Zest, the fintech division of Stanbic IBTC Holdings Plc, has introduced its main platforms to assist companies and consumers in making numerous payments in the digital market area with ease.
“Zest Universe” was concurrently unveiled in Kano, Lagos, Port Harcourt, and the Federal Capital Territory (FCT).According to Stanley Jacob, CEO of Zest, companies are always seeking for new methods and resources to develop and grow; as a result, they want access to digital platforms and solutions that enable them to reach a wider audience of clients.
According to him, Zest Universe has successfully implemented a platform orchestration approach based on four key design tenets: multi-rail platforms, human-centered design, e-commerce-driven business growth, and operational excellence.
According to Jacob, the fintech platform makes sure that customers and companies can interact through card rails, account-based payments, QR codes, USSD, and other contact and contactless payment methods.
In addition, he claims that the digital platform has created a smooth experience for companies at every level of their involvement and produced a variety of options and improved capabilities to help them manage their inventories.
Through our shipping partners, we also provide customizable shipping choices. Customers may now select the logistics provider that will deliver to them at the price and location of their choice, and companies can opt to handle shipping independently,” he said.
According to Jacob, the fintech platform has integrated all of this into a single platform and created incredibly distinctive APIs that can be purchased as a single integration kit or utilized as different modules.
The board of directors, according to Basil Omiyi, Chairman of Stanbic IBTC Holdings Plc, has come to terms with fintechs’ position as platform enablers to usher in the next wave of growth, particularly in the financial services sector.
Because of this, he explained, Zest was established to carry out a solution-driven platform orchestration approach that is geared toward benefiting customers, companies, developers of financial applications, and other financial service providers.
Dr. Demola Sogunle, the Chief Executive of Stanbic IBTC Holdings Plc, stated that Zest is committed to providing a true platform orchestration strategy that will empower embedded finance, particularly in the domains of e-Commerce, working capital solutions, Buy-Now-Pay-Later (BNPL), and value-added services, and enable multiple payment options in the hands of the customer.
According to him, the Fintech subsidiary makes it possible to create new networks of alliances, improve customer experiences in the payments and customized solution delivery domains, and more.


