The cost of higher education is often high, from personal level to the institutions that usually provide the services. Then, capitalism tends to make such costs much worse because we have over-commercialised almost everything and every field. Since trying to disparage capitalism and our under-repenting will lengthen the article, then let us pray Lovism is quickly realised and focus on the main title. Recently, Mr. Muhammed Jah, the CEO of Qgroup poorly pledged fifteen million Dalasis to the funding of higher education in the Gambia. For the foreign readers, 15 million Dalasis is under quarter million dollars, so it is very little money compared to what is needed. Mind you, my poor self is not belittling the pledged or donated amount, but rather suggesting a better ‘how’ to meet our targets, which demands tens or hundreds of millions of dollars, if not billions of dollars.
Different ways will likely yield different results, so it is often wise to gauge which way will probably yield the best results. We already know the poor governments hardly have money for such, except through more debts, and I favor laws that force all governments of developing countries to spend at least 25% of all debts on higher learning. I know that may be controversial to those who do not understand how Africa+ is poor and the most probable remedy must include lifting human knowledge. Besides the government, which parts of the public or private sector can fund higher education? Billionaires, millionaires, and poor you and me. Poor Gambia is yet to have a billionaire and our centimillionaires are probably under ten. So we must realistically estimate how much we can raise from our centimillionaires (those worth over hundred million dollars), then our other millionaires, then poor you and me.
Mr. Muhammed Jah happens to be among the Gambian centimillionaires, so if his under quarter million dollars is overpraised or worse: over-depended on, then our assumptions may terribly fail us. Considering part of his donation is his value for higher education or country, but part of it is likely due to the bestowed honor as a board member or Chairperson of the very funding institution/organisation. This simply means most of the other centimillionaires may donate less unless they value education and the Gambia more than Mr. Jah. Also, one or few may refuse to donate for different reasons. You can call me a pessimist who doubts if we can raise over ten million dollars from our centimillionaires or call me a realistic person who is trying to squeeze a lot more from the rich and the poor. Do you honestly think they will voluntarily pledge or what kind of private versus public urging can increase the chances of more donations?
Seeming Belittling: In my article ‘International Open Chance Day’, by Jarga kebba Gigo, I clearly outlined the importance of helping in more efficient ways, which implies inefficient helping does exist. In that article, I also mentioned how we should not negatively judge ‘rich people’ if they happen to seemingly ‘under help’ in a given year, that they do have financial troubles at times. So no matter how hard I may seem, do not ever think I am belittling the amount Mr. Muhammed Jah or any rich person gives. However, our responsibility to urge based on percentages should be realistic and fairly consistent.
One to ten percent : If someone is reportedly worth over a hundred million dollars, should we suggest they donate at least one percent of their worth to learning related help, before work or fun related (including rescue)? It is a very tricky question. Someone who is reportedly worth a hundred million dollars may also have a debt of ten million dollars, plus you cannot sell your factory or hotel to help the poor? Or what Jesus (pbuh) reportedly said about the rich and heaven, or what conscience says through reciprocal-law? I mean, the estimated annual income of rich and poor folks is a better yardstick to suggest, even with shifting percentages. The real financial condition of Mr. Jah is mere speculation to many of us, so we can appreciate the amount in ‘what’, but we have every right to suggest a different ‘how’ and even urge for more or differently.
Ihq-rah Funding Days: By choosing two days in the year and calling them Ihq-rah funding days is a psychological re-education appeal to Muslims, but Christian+ leaning countries can just call it ‘education funding days. The word Ihq-rah is reportedly the first revealed word to Muhammad (pbuh), and it essentially means learn. So let’s say July first and December or February first for the Gambia, Africa wide, or worldwide? The wisdom is one day may not be ideal for all. The end of year is tough for many individuals, so February or December first may seem awkward but smart for many individuals to donate generously every year. Business folks tend to pay taxes at the end of the year, so July first may be great for such. Our diaspora folks, especially in the u.s, get tax returns from February to around June, so again, we must cater for all.
The actual suggested rectification: I Mr. Muhammed Jah, as Chairperson and caring Gambian, I am hereby positively challenging Gambians and beyond towards funding Higher Education, which requires hundreds of millions of dollars, if not billions. Everyone of us should donate something, rich or poor. We have identified February first or xyz as one of the Ihq-rah funding days. Come that day, if ordinary Gambians donate generously, I will match up to Quarter million dollars or xyz. Meaning, if you donate only one thousand dollars, I may donate only one thousand dollars, but if you donate a quarter million, one or ten million dollars, I must donate at least a quarter million dollars… I am hereby further challenging all rich Gambians and beyond to do similar. By rich, I mean anyone who is worth over a million dollars is not poor or ordinary, you should donate generously or put up a similar challenge. Our website is xyz, you can donate now or in the near future, by xyz date. I am further challenging the government on xyz terms…
The above is very different from the reporting I read, and the reaction would be different . You can imagine at least eight other millionaires pledging big, because it will be on TV and history books, including the top pledges. We will significantly raise a lot more with the rich and poor if we ‘culturised’ it with educative messages before and on that day. You have TV and phone crowdfunding donations … You can even have a special fund raising event, but avoid any contract that may lead to losses or scandal. Regaining public trust can be very hard. So can Muhammed Jah offer Qcity or the government offer a stadium for free or a dangerous discount that may still lead to losses? Can artist ST or which Gambian artists offer a day for funding Higher Education? Again, be careful of discounts, but consider percentage sharing to cover costs like transportation+…
You can also vary from gentle urging to hard urging. You can have my type, on TV and radio, telling people: ‘Ihq-rah’ certainly includes conventional schooling or you will pay the West+ to go to Mecca forever? How many of you donate to praise singers, marabouts, or even sick people, but refuse to donate to Ihq-rah? Well, we are around 3 million Gambians. We know stingy Gambians will not donate or will under donate, but if one million Gambians donate at least $5 , that could be 5 , 15, or xyz million dollars . How many Gambians can donate $100 for Ihq-rah or only to pretty women, who spend mainly on beauty? I am fairly certain that the poor public may donate a lot more and will benefit, Lord be willing (LBW) .
The Dangers of Banking on Only the Rich: First, I do not think the rich will meet the target. If you recall, we said less than ten Gambians are centimillionaires. So if Muhammed Jah did under quarter million dollars, then our top ten folks are less likely to come up with even three or five million dollars, and they get praises? Our young people and best minds will then struggle for the limited funds and we may ignore a research oriented store. Although I am among the hardest against Capitalism, I am not anti riches or rich folks. I do believe it is OK to build more millionaires, but access to learning and working opportunities should be seen as a right. We can regulate to improve people’s lives. To ordinary people, direct and indirect contributions are very different. I do not think it is smart to say: Muhammed Jah or xyz should rob us more and give back more? If Muhammed Jah takes one more dollar from a million customers, that is one million dollars to donate. He gets praises and potential God’s reward, but if you and I choose to directly donate, we get rewarded a lot more and feel good. Also, remember some other business folks have complex businesses that may have to compete globally. So we must eventually try personal responsibilities, not just personal rights. Remember, the rich folks will have their kids in the limited private or public universities. So having more universities will likely help the poor more than the rich. Yes, I agree regulating fees, books and equipment cost will help, but it is a gradual and hard process. Life is not easy and that is why we must also utilise revealed knowledge to control our birth ratio or be ready to accept the hard bottom, except a few as false hope or luck as excuses.
Beyond Fees: The theory looks beautiful, because it includes: ‘turning ideas into industries and research to solutions’. Hmn, These politicians+ are good with words, often copied, but poor in even estimation? I have long called for a multi-million dollar research oriented store, to buy products and order for inventions+. Our journalists did not ask or report the estimation per section? We do not need hundreds of Engineers, but thousands or tens of thousands. We also need high level chemists+ in the thousands. Where is the plan and funding for that?
Tax Breaks: Although I did admit the government does not have much money, it does not mean governments cannot contribute in other ways. If you search for my article: ‘Suggestions to GRA…’ by Jarga Kebba Gigo, I mentioned how the government can help. If you claim Muhammed Jah is worth over hundred million dollars, it may mean his gross annual income is about five to ten million dollars. He is to pay a one million dollars fee to the government and how much taxes? The fees are not negotiable, but what can you do with taxes, slow thinking and greedy government? You can offer anyone who donates over thousand to hundred thousand dollars to fund this higher learning, you can deduct up to 50% of your tax dues. Meaning if your tax dues is hundred thousand dollars, half of that must be directly paid to GRA or xyz in your country, but the amount you donate to such can be fully or partially deducted on the 50% tax dues. Another example: Muhammed Jah or xyz may have over million dollars tax dues, so he may then offer million dollars to this fund and get half or full million tax break. This means how many millionaires may donate heavily with the understanding it is not just great usage, but the new higher tax payers may one day reduce the burden of even fees? Apparently, education is vital, but thinking is a special blessing, because one camp gets more formal education than me, and the other gets more dollars, but I have to serve them higher knowledge for free?
Again, we must group it up and smartly work together. The Gambian associations abroad should be able to do at least notification, because some Gambians hardly read. They can call meetings, which means listening or sending them messages. Again, I am by no means belittling Mr. Jah’s contribution, but I think all of them and the minister are not optimising the opportunities and perhaps under estimating the needed funds. International funding means are much more complex, but should be explored. I have repeatedly said Barrow or someone should reform how the OIC works. The Muslims either misunderstood Ihq-rah or arrogantly looked down on conventional learning. The repentance cannot be investing hundreds of billions in the west for products of learning , but ignoring the needed investments for learning in the OIC+ poor countries. Please do not remind me of ‘OIC funded roads’, which largely goes to countries+ that valued conventional learning first or later, not last or never? When will we have a Billion dollar OIC funded university or universities? Every year, Ihq-rah funding days should mean Arab+ billionaires should spend at least one percent of their worth on such. If you and I cannot urge Muhammed Jah, Youssou Ndure, Dangote, etc to do at least one percent of their worth per year, then how can we ask Arabs and Whites+ to help? If our diaspora folks refuse direct help, argue on indirect help and focus on only blood and friends, then the hard co-worker+ who donates to institutions or NGOs is better in character. Your parents partially paid your ‘reduced’ school fees, it is NGOs , foreign governments, loans, etc that made up the bigger chunk. So mature up and let us do much better. Urging can yield a lot more and is part of ch.103. Mr. Jah can urge to raise over ten million dollars from rich and poor folks compared to his under quarter million dollars? So let’s all urge. Giving is a good deed if you have it, urging is a super good deed for the rich and poor, as per ch.103, which is sadly the ignored checklist of the guided. Can this urging lead to a billion dollar university in the Gambia, Ghana, Nigeria, etc and how much will I and every contributor deserve? Well, maybe we should first wish God would realize it first, bless it, and every other thing is just a bonus, because God is already doing us a favor, except we need more and believe every choice awaits some form of payment . So may we always choose good, on and beyond urging. May God bless me a lot more and every trying soul. May God bless Showlove Trinity: let’s learn, let’s work, let’s have fun.
By Jarga Kebba Gigo
An Activist and Transformer
Author of Juts Quhr-aahn

